Florida United Health Care Health Insurance Plan

More choices for better Florida Health Insurance.

UnitedHealthcare has a variety of plans* to help you find the coverage you need at a price you can afford. You can also purchase optional benefits and riders to further increase your coverage.

Need a Florida health insurance for yourself or your family?


Get a quote For costs, benefits, exclusions, limitations, eligibility and renewal terms, call 888 803 5917 or get a United health Care Florida Health Insurance quote.



Our health insurance plans include:

United Health One Copay Select in Florida
United Health One Florida Quote

Convenience and comprehensive coverage combined.

Copay insurance plans offer many of the same features, benefits, and qualifications as traditional employer insurance plans.



Copay insurance plans:

* Require a set fee for office visits and preventive care visits to your Preferred Network doctor
* Cover 100% of your history and exam costs after copayment (subject to all policy provisions)
* Usually include prescription drug card benefits



Golden Rule covers inpatient and outpatient medical expenses up to a $3 million lifetime maximum benefit per covered individual. You may also choose to buy up to $5 million in coverage. A Golden Rule Copay insurance plan may be right for you if you:

* Prefer the convenience and predictability of copayments for routine health care expenses
* Have young children with regularly scheduled doctor visits
* Want copayment benefits for preventive care and prescription drugs





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Health Savings Accounts (HSA)

Take control of your health care dollars.

Health Savings Accounts (HSA) combine a lower-cost, high deductible health insurance plan with a tax-favored savings account.



HSAs allow you to:
o Deposit the money you save on premiums into your tax-favored health savings account (HSA), subject to federal limits
o Use these savings to pay your qualified health care expenses until you meet your deductible
o Have insurance start paying your covered health care costs once your deductible is met
o Let your unspent savings roll over year after year and earn interest



Golden Rule HSAs may be right for you if you want:
o More control over how your health care dollars are spent
o One calendar year deductible per family
o Lower monthly premiums
o Tax savings

Lower cost, high-deductible plans combined with a tax-favored savings account for more control over health care expenses.

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High Deductible


An economical way to protect your health.

Some individuals prefer to pay a higher deductible, knowing that all subsequent covered expenses will be paid by their insurance plan.



With high deductible insurance plans:
o You take responsibility for covering any minor or routine health care expenses until your calendar year deductible is met
o Once you meet your deductible, your covered health care costs are paid by insurance
o Your deductible is higher than other insurance plans, but your premium is low

A Golden Rule® High Deductible Insurance Plan may be right for you if you are:
o Willing to pay for routine health care expenses in exchange for lower premiums
o An early retiree needing a bridge to Medicare
o Looking for protection from unexpected accidents or illnesses at a lower cost
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From: http://echealthinsurance.com/united-health-one-health-quote.html