Since group plans are guaranteed issued policies and not subject to medical underwriting there is more liability insuring them so the premium is based on a census table of the group and subject to a 15% discount if all overall healthy or 15% rate increase if pre-existing conditions found through the limited underwriting/review that is performed. It also assumes maternity coverage whereas for individual medically underwritten plans one must add maternity coverage as an optional benefit. So with that said, group is usually more costly than an individual plan since medically underwritten plans can decline an applicant, issue exclusionary riders and/or impose a rate increase to an individual’s monthly premium. Whenever possible, it is more cost-effective to go with an individual plan since you can usually find a comparable plan in benefits at a much lower premium.
From: http://echealthinsurance.com/health-insurance-advisor/group-vs-individual-health-insurance/
Florida Health Insurance News
Monday, March 22, 2010
Saturday, March 13, 2010
AARP Health Insurance | AARP Under 65 Medical Plans
A variety of health plans to fit a variety of needs
In your state, there are three types of AARP® Essential Premier Health Insurance plans to choose from. One of these may be right for your situation:
Premier PPO Plans
Robust coverage, competitive premiums
* An excellent combination of quality coverage and competitively priced premiums.
* The freedom to see doctors whenever you need to, with no referrals needed.
* Covers preventive care, prescription drugs, doctor visits and hospitalization.
* No claim forms to fill out when you use a network provider.
* Three (3) plan options, based on an annual deductible of $1500, $2500 or $5000.
High Deductible HSA Compatible Plans
Tax advantages, lower premiums
* Lower monthly premiums, with a higher annual deductible.
* Covers preventive care, prescription drugs, doctor visits and hospitalization.
* Should be paired with a Health Savings Account (HSA), which lets you pay for qualified medical expenses with tax-advantaged funds.
* See “HSA advantages” on page 11 for details.
* Two (2) plan options, based on an annual deductible of $3000 or $5000.
From: http://aarphealthquotes.com/
In your state, there are three types of AARP® Essential Premier Health Insurance plans to choose from. One of these may be right for your situation:
Premier PPO Plans
Robust coverage, competitive premiums
* An excellent combination of quality coverage and competitively priced premiums.
* The freedom to see doctors whenever you need to, with no referrals needed.
* Covers preventive care, prescription drugs, doctor visits and hospitalization.
* No claim forms to fill out when you use a network provider.
* Three (3) plan options, based on an annual deductible of $1500, $2500 or $5000.
High Deductible HSA Compatible Plans
Tax advantages, lower premiums
* Lower monthly premiums, with a higher annual deductible.
* Covers preventive care, prescription drugs, doctor visits and hospitalization.
* Should be paired with a Health Savings Account (HSA), which lets you pay for qualified medical expenses with tax-advantaged funds.
* See “HSA advantages” on page 11 for details.
* Two (2) plan options, based on an annual deductible of $3000 or $5000.
From: http://aarphealthquotes.com/
Friday, March 12, 2010
Health Insurance Jobs | Health Insurance Employment
East Coast Health Insurance is always looking for qualified, licensed health insurance agents to work at our corporate headquarters in Deerfield Beach, Florida. For more information please fill out our contact form below or call us at 888 803 5917. You can also fax your resume to 954 949 9165.
If you have been looking for a job in health insurance now is the time to act.
From: http://echealthinsurance.com/health-insurance-jobs/
If you have been looking for a job in health insurance now is the time to act.
From: http://echealthinsurance.com/health-insurance-jobs/
Florida Public Adjusters | Florida Insurance Claims Adjusters
What is a Public Adjuster? Public Adjusters do not work for your insurance company, they work for YOU, the insured, in assisting with the preparation, presentation, negotiation and settlement of your claim. You may not be aware of the fact that you have the right to enlist the services of a Public Adjuster when ...
From: http://www.vortexpa.com/
From: http://www.vortexpa.com/
Thursday, March 11, 2010
Coventry One North Carolina
WellPath Select, Inc., a Coventry Health Care plan, offers CoventryOne®: superior health care coverage at affordable prices for individuals and families. Join the thousands of satisfied members across the country who choose CoventryOne for their health care plan and take advantage of our range of deductibles and coinsurance features available in North Carolina.
From: http://echealthinsurance.com/north-carolina-health-insurance/companies/coventry-one-north-carolina/
From: http://echealthinsurance.com/north-carolina-health-insurance/companies/coventry-one-north-carolina/
Saturday, March 6, 2010
Florida Freight Forwarder | Florida Shipping | Florida Logistics | Florida Freight Forwarding
Florida Freight Forwarder & Customs Broker
Loor Forwarding and Royal Cargo International is an international freight forwarder and customs broker located in Miami, Florida offering premium logistics services to businesses worldwide. Our personal service, and expert knowledge of freight forwarding and customs brokerage is based in our family business mentality and over 40 years in business. Loor Forwarding is known worldwide for our great service and amazing rates.
Through our many contacts with carriers and shipping companies we will handle your cargo with the utmost care and find you the best rates guaranteed.
From: http://floridafreightforwarding.com/
Loor Forwarding and Royal Cargo International is an international freight forwarder and customs broker located in Miami, Florida offering premium logistics services to businesses worldwide. Our personal service, and expert knowledge of freight forwarding and customs brokerage is based in our family business mentality and over 40 years in business. Loor Forwarding is known worldwide for our great service and amazing rates.
Through our many contacts with carriers and shipping companies we will handle your cargo with the utmost care and find you the best rates guaranteed.
From: http://floridafreightforwarding.com/
Friday, March 5, 2010
Health Reform and Abortion | Health Insurance News, Views, and Reviews
Abortions Hurt More Then Babies
Published on 05 March 2010 by echealth in Health Insurance News & Views
0
With the health reform issue coming to a head, it is beginning to look like it might come down to abortion. The Democrats and Obama have only one good chance left at passing this massive “reform” bill which is through a process called reconciliation. Of course reconciliation was not made for this kind of thing, but tell that to Republicans who have used this trick to pass their silly bills to perfection.
Abortion and Health Reform the Battle Rages On
But strangely, the abortion issue keeps coming up in the negotiations. What does abortion have to do health insurance or health reform? Well I am not exactly sure. And I have been writing and reading about health reform for months now and reporting on it to you, dear faithful reader. (I used the singular because I am not sure there is more then one of you, thanks dear sweet wife!)
From: http://echealthinsurance.com/blog/abortions-hurt-more-then-babies/
Published on 05 March 2010 by echealth in Health Insurance News & Views
0
With the health reform issue coming to a head, it is beginning to look like it might come down to abortion. The Democrats and Obama have only one good chance left at passing this massive “reform” bill which is through a process called reconciliation. Of course reconciliation was not made for this kind of thing, but tell that to Republicans who have used this trick to pass their silly bills to perfection.
Abortion and Health Reform the Battle Rages On
But strangely, the abortion issue keeps coming up in the negotiations. What does abortion have to do health insurance or health reform? Well I am not exactly sure. And I have been writing and reading about health reform for months now and reporting on it to you, dear faithful reader. (I used the singular because I am not sure there is more then one of you, thanks dear sweet wife!)
From: http://echealthinsurance.com/blog/abortions-hurt-more-then-babies/
Virginia Beach Health Insurance | Virginia Beach Health Insurance Quote | Virginia Health Insurance Quotes
The Virginia Beach health insurance market includes 433,000 residents and offers about 5 respected health insurance companies to choose from. East Coast Health Insurance recommends running your own Virginia Beach health insurance quote right here on this site, where you can compare and apply online all by yourself for a great, affordable plan.
We offer Aetna, AARP, Anthem Blue Cross Blue Shield of Virginia, United Health One, and Optima Health Insurance and depending on your age and zip code any of them could be the most affordable for you and your family.
From: http://echealthinsurance.com/virginia-health-insurance/cities-regions/virginia-beach-health-insurance/
We offer Aetna, AARP, Anthem Blue Cross Blue Shield of Virginia, United Health One, and Optima Health Insurance and depending on your age and zip code any of them could be the most affordable for you and your family.
From: http://echealthinsurance.com/virginia-health-insurance/cities-regions/virginia-beach-health-insurance/
Chesapeake Health Insurance | Chesapeake Health Insurance Quote | Virginia Health Insurance Quotes
The Chesapeake health insurance market caters to just over 200,000 residents and East Coast Health Insurance offers 5 main health insurance companies in Chesapeake.
The best way to shop health insurance in Chesapeake is to run your own Chesapeake health insurance quote which is based on your age, family size, and zip code. But to make your life easier I ran a sample quote for some different age groups and will discuss the results here.
From: http://echealthinsurance.com/virginia-health-insurance/cities-regions/chesapeake-health-insurance/
The best way to shop health insurance in Chesapeake is to run your own Chesapeake health insurance quote which is based on your age, family size, and zip code. But to make your life easier I ran a sample quote for some different age groups and will discuss the results here.
From: http://echealthinsurance.com/virginia-health-insurance/cities-regions/chesapeake-health-insurance/
El Paso Health Insurance | El Paso Health Insurance Quote | Texas Health Insurance
In El Paso there are 6 main health insurance companies offering reputable and affordable (depending on your perspective I suppose) health insurance. Health insurance premiums are fixed and no agent can offer discounts or different premiums, but East Coast Health Insurance only offers health insurance plans that we ourselves have had or would have.
In El Paso we offer Aetna, AARP, Blue Cross Blue Shield of Texas, Cigna, Humana One, and United Health Care. We don’t offer Celtic or Freedom both of which have a high amount of insurance department complaints and other factors.
From: http://echealthinsurance.com/texas-health-insurance/texas-health-insurance-by-city/el-paso-health-insurance/
In El Paso we offer Aetna, AARP, Blue Cross Blue Shield of Texas, Cigna, Humana One, and United Health Care. We don’t offer Celtic or Freedom both of which have a high amount of insurance department complaints and other factors.
From: http://echealthinsurance.com/texas-health-insurance/texas-health-insurance-by-city/el-paso-health-insurance/
Arlington Health Insurance | Arlington Health Insurance Quote | Texas Health Insurance
Arlington Health Insurance Quotes
East Coast Health Insurance offers several health insurance companies in Arlington to see which is the most affordable plan for you and/or your family, run your own Arlington health insurance quote now, or keep reading to see our recommendations and sample quotes.
Currently in Texas, we are offering Aetna, AARP, Blue Cross Blue Shield of Texas, Cigna, Humana One, and United Health Care (United Health One is the name of their individual plans).
From: http://echealthinsurance.com/texas-health-insurance/texas-health-insurance-by-city/arlington-health-insurance/
East Coast Health Insurance offers several health insurance companies in Arlington to see which is the most affordable plan for you and/or your family, run your own Arlington health insurance quote now, or keep reading to see our recommendations and sample quotes.
Currently in Texas, we are offering Aetna, AARP, Blue Cross Blue Shield of Texas, Cigna, Humana One, and United Health Care (United Health One is the name of their individual plans).
From: http://echealthinsurance.com/texas-health-insurance/texas-health-insurance-by-city/arlington-health-insurance/
Monday, March 1, 2010
Detroit Health Insurance | Detroit Health Insurance Quote | Michigan Health Insurance
Detroit health insurance is dominated by five main companies including Aetna, Blue Cross Blue Shield of Michigan, Humana One, United Health Care, and a new plan called Solo.
For an instant Detroit health insurance quote please click on the button above to see which plan(s) fit your budget.
From: http://echealthinsurance.com/michigan-health-insurance/cities-regions/detroit-health-insurance/
For an instant Detroit health insurance quote please click on the button above to see which plan(s) fit your budget.
From: http://echealthinsurance.com/michigan-health-insurance/cities-regions/detroit-health-insurance/
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