Vista Health Plan is now Coventry Health Insurance

Other New Changes

Online Account Management Effective June 1st, advanced website tools are just a click away at www.chcflorida.com

Account Management is a tool designed specifically for employer groups to help simplify plan administration. The tool makes it easy to:

* view up to six months of group statements and invoices
* view payment history and current account balances
* view eligibility information for any employee and find the invoices on which that employee has appeared
* view a roster of all employees and their covered dependents
* add or delete a dependent to an employee’s coverage
* perform a variety of functions on behalf of any covered employee or dependent, including requesting a member ID card and updating an address or phone number

Other functions include:

* make online payments, which will be available shortly after the system’s June launch date
* helpful, easy-to-use reporting features for groups with over 200 enrolled employees

New Invoicing

If you receive a monthly bill for your group we’re making enhancements to your invoice. In June you will receive an invoice, for your July premium, that features new information and is easier to understand. To familiarize you with the format of the new invoice, a sample is below.

1. This section contains your group and invoice number – this information is important and helps us process your payments correctly. Each bill will contain a payment coupon. It is necessary for you to use your payment coupon when mailing your payment. However, if you do not use the coupon, be sure to reference your group and invoice number – this will ensure the accurate and timely processing of your bill.
2. This section contains the address that you should use when mailing your premium payments.
3. Account Summary – summary of prior transactions (payments and/or adjustments) to your account since the last invoice period.
4. New Charges for Coverage Period – premium charges for the current coverage period.
5. Retroactive Charges for Coverage Period – premium charges/credits for the prior periods that have not been billed to you or included on previous invoices.
6. Current Monthly Charges -The total monthly charges for the particular coverage period (#4 and #5 combined).
7. Account Balance Payment Due the amount you owe, which includes any unpaid balance reflected in section #3 plus your current monthly charges.

New Address for Payments

Coventry PO Box 6552 Carol Stream, IL 60197-6552

Beginning with your July invoice, which you will receive in June, please be sure to mail all your payments to the new address. It will be included on your new invoice.
Introducing Medco

Your new pharmacy benefit manager
Effective June 1st, Medco replaces our current pharmacy benefit manager (PBM).
We are excited about Medco and look forward to providing our members with all the benefits that come from using a PBM that is dedicated to operational excellence, customer engagement and superior, customized services. We have many processes in place, to ensure that members experience a smooth transition.
What will change?
•Mail-order provider – Medco will be the new mail-order provider. All available refills on mail-order prescriptions will be transferred to Medco. Members currently using the mail-order service will be notified that their prescriptions are being transferred. They will also receive new forms and instructions on how to submit prescriptions to Medco.
•ID cards – members will receive a new ID card in May. The new card, which will be effective June 1st, will contain information essential for pharmacies to accurately process claims.
For questions about Medco, call 866-847-8279.
New Member ID

Cards Towards the end of May, you and each of your covered dependents will receive a new member ID card with the Coventry Health Care of Florida name. The ID card, which will be effective June 1st, will also contain important information that you will need to access health care services, including: • New member ID number • New group number • Customer service telephone number • New pharmacy benefit manager logo and information Please review the card carefully and call Customer Service if corrections are needed. The phone number is on the front of your ID Card. Be sure to discard your old ID card and beginning June 1st, provide the new card to your health care providers and pharmacy.

In most cases, when you or a covered dependent access health care services, you receive an Explanation of Benefits (EOB). The EOB explains how your medical claims, including payments and denials, are processed. An Explanation of Benefits is not a bill. You should always review your EOB to make sure that you received the services for which your health plan is being billed.
To help familiarize you with the format of an EOB, we have included a sample below.

1. The address to which the EOB was mailed.
2. Group Name – the payor of your medical claim. If your company is a self-funded group, their name will appear here.
Insured – the person who holds the contract with the insurer.
3. Patient – the person who received medical services. This may be a subscriber or a dependent.
4. ID Number – the identification for the person receiving medical services.
5. Claim Number – document control number generated by Coventry Health Care. If you need to call a member service representative to discuss the claim, this is an important number to give them.
6. Provider – the provider of your medical service. This could be an individual practice or facility.
7. Member Responsibility – this is the amount the member is responsible to pay the provider.
8. Date – the date your medical services were incurred.
9. Procedure Code/Description – the coverage category for which the code is classified.
10. Billed Amount – the total amount billed to Coventry Health Care by your physician.
11. Contractual Adjustment – reductions in payment due to network savings, coordination of benefits, or non-covered services. For more information, see number 19, Cont. Rmk/Other Rmk.
12. Approved Amount – the amount Coventry agrees to pay the provide for services rendered minus copays, coinsurance or deductibles, if applicable.
13. Less Copay
14. Less Coinsurance
15. Less Deductible
16. Less Other Amounts
17. Plan Paid – the amount paid by your plan.
18. Cont. Rmk/Other Rmk – a Coventry Health Care code that explains why certain amounts were not covered.

Contact Information

Coventry Health Care of Florida

PRSRT STD U.S. Postage PAID Sunrise, FL permit XX
1340 Concord Terrace Sunrise, FL 33323

Other Important Numbers

Coventry Pharmacy Customer Service
866-847-8279
Monday through Friday from 8 a.m. to 5:30 p.m.

Behavioral Health Services
Psychcare 800-221-5487
Monday through Friday from 8:30 a.m. to 5:30 p.m.

MHNet 800-835-2094
(PPO members, Broward Sheriff’s Office and School Board of Broward County employees)
Monday through Friday from 8 a.m. to 7 p.m.

Dental – Member Services
800-848-3480
Monday through Friday from 8 a.m. to 6 p.m.
East Coast Health Insurance

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* Ron Paul on the Health Reform Bill
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* Americans Angry, Burn Down Village!



From: http://echealthinsurance.com/companies/coventry/vista-becomes-coventr/

Health Insurance, Medical Insurance Plans | Health Insurance Quotes

East Coast Health Insurance is the premier national health insurance brokerage offering great service and individual attention. You can receive instant, affordable health insurance quotes from all major health insurance companies right on this website. We will not sell your information to anyone and all of your information is private and protected, this is important when you are buying online health insurance, and East Coast Health Insurance guarantees it.

From: http://echealthinsurance.com/

Ohio Health Insurance Online � Health Resource

Below are a few insurance companies that have done a great job setting up specific health insurance plans that will fit the needs of health_insuranceresidents within the State of Ohio.Blue Cross Blue Shield of Ohio:-The (BCBSA), Blue Cross & Blue Shield Association, is the national federation of thirty-nine independent, locally operated Blue Cross / Blue Shield companies.The (BCBS) of Ohio online resource offers loads of information including the ability to obtain quotes, physician searches and information packed webinars. This company is also one of the top 100 employers in Ohio.

From: http://www.bpk-kos.org/?p=49

Group Health Insurance Quote | Employer Health Plan Census

Group Health Insurance Quote

Get an Instant Group Health Insurance Quote by filling out our census form below. We offer employer based health plans nationwide for groups of 1 and up.

From: http://echealthinsurance.com/individual-and-family-health-insurance-quotes/group-health-insurance-quote/

Dental Insurance Quotes

Dental Insurance Quote

Get An Instant Dental Insurance Quote and Apply Online with popular dental plans nationwide. Dental Plans from Delta Dental, Standard Life, and other regional carriers including United Health Care or Blue Cross.

From: http://echealthinsurance.com/individual-and-family-health-insurance-quotes/dental-insurance-quote/

Health Tips

As a male, it is accessible that the appulse of testosterone may be account by Propecia (finasteride). Propecia may aswell accept some benign furnishings on the accepted abiogenetic balding process, but you charge to altercate this with your doctor afore accomplishing anything.

From: http://trksinemalar.com/

echealth - What Will Happen To Health Insurance Brokers?

Health Reform and Brokers

So now that health reform has passed and has been written about and reported on so extensively, the only topic left to cover is what will happen to health insurance brokers after health reform begins to change health insurance in roughly six months, and to their individual health insurance market. I am about to give a scenario which is based on the current law (yes health reform is now a law), and what has happened in states like New York and Massachusetts where this model originates.

Health Insurance Quote

By the way the quote button above is a reminder that you can still buy health insurance as an individual, which means that this massive website that I built can still be used to find affordable health insurance, until such time as it is replaced by the state health insurance exchange should this actually end up happening.

In my opinion (which is based on the General Accounting Office numbers which probably also qualifies as an opinion), individual health insurance will eventually end, at least in terms of agents, just like it has in Massachusetts. where everyone buys insurance from the exchange. So again, individual health insurance will still be available, but only in health insurance exchanges where each state is responsible for their own exchange and which companies offer plans through it.

For our current jobs in individual health insurance to stay viable, everyone would need to do as the law intends, which means buying health insurance or getting it through their employer. The rest of course will either qualify for premium assistance to make up the difference or Medicaid which is slated to expand to cover 35 million more Americans. In and of itself, this is a fallacy, as the state budgets are already so bankrupt and deficit ridden that they have been cutting benefits and coverage to people that really need it since the recession began. In fact Arizona just got rid of their CHIP program (health insurance for children) and would have cut even more, had this law not passed which specifically demands that the states not cut any programs nor make it more difficult to qualify for government health insurance programs.

Further, this new health care law is based on the absurd notion that younger and healthier people will buy health insurance through the health insurance exchange. This will inevitably not happen because premiums for younger Americans are going to surely become, at least in the short term even more expensive.

This is because the health care legislation will leave insurance companies with no other choice but to raise premiums even higher because for one, this law has provisions that keep premiums for the young and old within a certain ratio. Secondly, and more importantly, because the young and healthy simply will not ever think about health insurance much less buy it no matter what the law. Not to mention that health care costs have risen wildly on their own accord just in the time it took you to read this article.

And finally and most importantly, young people and most of the uninsured right now for that matter, will not buy health insurance because the law only penalizes them $695 which is not even significant when compared to what premiums are and what they will become under this law.

“..younger, healthy Americans likely will shoulder premium hikes, at least initially,” said industry lobbyist Kelly Atkinson, executive director of the Utah Health Insurance Association.

Most Americans, probably don’t realize this, but in New York for example if you shop individual plans right now, the cost for an 18 year old male is the same as a 64 year old with diabetes and any other condition you can think of. And this premium is currently about $1000 per month for both the 18 and 65 year old to get only average benefits.

Under this new law, the only people buying health insurance will be people that have insurance now (though many of them will elect instead to pay the penalty, I know I probably would) and everyone that has been declined. The rest will head towards Medicaid and to their employer.

The other nail in the proverbial coffin for health insurance brokers is the 80% rule, which simply states that 80% of premium must go to health care costs. This will eliminate most of the room to pay us even a reasonable commission as brokers after factoring in administrative costs.

Sadly for us this law takes effect as soon as 2011, which will in effect either put us out of business right away or dramatically hurt our bottom line. What is strange is that the health insurance exchange doesn’t become law until much later, which means that most health insurance brokers will be forced out due this 80% rule in the very near term. East Coast Health Insurance as well as some of our competition might be able to stay afloat longer because of the fact that we are larger producers and thus have bargaining strength.

Still, the 80% rule is reasonable and will help stop some of the waste that has polluted our industry, but unfortunately the bulk of the health care cost drivers will still remain, and will eventually poison the entire system with or without health reform. As one looks at the final bill that passed, I am not only amazed at the new problems that it will cause, but also and more importantly, it might be very well be the financial death blow to this economy.

A recent study found that administrative expenditures in the United States were four times higher than reported by NHE in 1999, or 31 percent of total health care spending, compared with only 17 percent in the predominantly government-run Canadian system. But this includes Medicare as well, so administrative expenses associated with private insurance could even be higher then 31%! You do the math.

This article is about the future of individual health insurance brokers, but still I will share my solution. My solution has no basis in the near term reality of the situation however, and will do nothing to stop the quickening demise of the individual health insurance agency.

But the best bet for our economy is to replace the 2400 page document with a 10 page document that sets up a single payer system while at the same time, leaving people the option to purchase private health insurance much like Europe. Everybody wins here, and more importantly it makes our health care system become a significantly less important piece of our gdp. In the end though however maybe in 10 years, that is what this new law will cause because health insurance companies will be unable to make enough money to rationally survive. I am quite certain that the people who wrote this bill know that as it seems like this bill will cause enough pain to force us into a single payer system.


From: http://echealth.livejournal.com/594.html

Group Health Insurance Vs Individual Health Insurance | Health Insurance Advisor

Since group plans are guaranteed issued policies and not subject to medical underwriting there is more liability insuring them so the premium is based on a census table of the group and subject to a 15% discount if all overall healthy or 15% rate increase if pre-existing conditions found through the limited underwriting/review that is performed. It also assumes maternity coverage whereas for individual medically underwritten plans one must add maternity coverage as an optional benefit. So with that said, group is usually more costly than an individual plan since medically underwritten plans can decline an applicant, issue exclusionary riders and/or impose a rate increase to an individual’s monthly premium. Whenever possible, it is more cost-effective to go with an individual plan since you can usually find a comparable plan in benefits at a much lower premium.

From: http://echealthinsurance.com/health-insurance-advisor/group-vs-individual-health-insurance/

AARP Health Insurance | AARP Under 65 Medical Plans

A variety of health plans to fit a variety of needs

In your state, there are three types of AARP® Essential Premier Health Insurance plans to choose from. One of these may be right for your situation:
Premier PPO Plans
Robust coverage, competitive premiums

* An excellent combination of quality coverage and competitively priced premiums.
* The freedom to see doctors whenever you need to, with no referrals needed.
* Covers preventive care, prescription drugs, doctor visits and hospitalization.
* No claim forms to fill out when you use a network provider.
* Three (3) plan options, based on an annual deductible of $1500, $2500 or $5000.

High Deductible HSA Compatible Plans
Tax advantages, lower premiums

* Lower monthly premiums, with a higher annual deductible.
* Covers preventive care, prescription drugs, doctor visits and hospitalization.
* Should be paired with a Health Savings Account (HSA), which lets you pay for qualified medical expenses with tax-advantaged funds.
* See “HSA advantages” on page 11 for details.
* Two (2) plan options, based on an annual deductible of $3000 or $5000.


From: http://aarphealthquotes.com/

Health Insurance Jobs | Health Insurance Employment

East Coast Health Insurance is always looking for qualified, licensed health insurance agents to work at our corporate headquarters in Deerfield Beach, Florida. For more information please fill out our contact form below or call us at 888 803 5917. You can also fax your resume to 954 949 9165.

If you have been looking for a job in health insurance now is the time to act.

From: http://echealthinsurance.com/health-insurance-jobs/

Florida Public Adjusters | Florida Insurance Claims Adjusters

What is a Public Adjuster? Public Adjusters do not work for your insurance company, they work for YOU, the insured, in assisting with the preparation, presentation, negotiation and settlement of your claim. You may not be aware of the fact that you have the right to enlist the services of a Public Adjuster when ...

From: http://www.vortexpa.com/

Coventry One North Carolina

WellPath Select, Inc., a Coventry Health Care plan, offers CoventryOne®: superior health care coverage at affordable prices for individuals and families. Join the thousands of satisfied members across the country who choose CoventryOne for their health care plan and take advantage of our range of deductibles and coinsurance features available in North Carolina.

From: http://echealthinsurance.com/north-carolina-health-insurance/companies/coventry-one-north-carolina/

Florida Freight Forwarder | Florida Shipping | Florida Logistics | Florida Freight Forwarding

Florida Freight Forwarder & Customs Broker

Loor Forwarding and Royal Cargo International is an international freight forwarder and customs broker located in Miami, Florida offering premium logistics services to businesses worldwide. Our personal service, and expert knowledge of freight forwarding and customs brokerage is based in our family business mentality and over 40 years in business. Loor Forwarding is known worldwide for our great service and amazing rates.

Through our many contacts with carriers and shipping companies we will handle your cargo with the utmost care and find you the best rates guaranteed.

From: http://floridafreightforwarding.com/

Health Reform and Abortion | Health Insurance News, Views, and Reviews

Abortions Hurt More Then Babies

Published on 05 March 2010 by echealth in Health Insurance News & Views
0

With the health reform issue coming to a head, it is beginning to look like it might come down to abortion. The Democrats and Obama have only one good chance left at passing this massive “reform” bill which is through a process called reconciliation. Of course reconciliation was not made for this kind of thing, but tell that to Republicans who have used this trick to pass their silly bills to perfection.
Abortion and Health Reform the Battle Rages On

But strangely, the abortion issue keeps coming up in the negotiations. What does abortion have to do health insurance or health reform? Well I am not exactly sure. And I have been writing and reading about health reform for months now and reporting on it to you, dear faithful reader. (I used the singular because I am not sure there is more then one of you, thanks dear sweet wife!)

From: http://echealthinsurance.com/blog/abortions-hurt-more-then-babies/

Virginia Beach Health Insurance | Virginia Beach Health Insurance Quote | Virginia Health Insurance Quotes

The Virginia Beach health insurance market includes 433,000 residents and offers about 5 respected health insurance companies to choose from. East Coast Health Insurance recommends running your own Virginia Beach health insurance quote right here on this site, where you can compare and apply online all by yourself for a great, affordable plan.

We offer Aetna, AARP, Anthem Blue Cross Blue Shield of Virginia, United Health One, and Optima Health Insurance and depending on your age and zip code any of them could be the most affordable for you and your family.

From: http://echealthinsurance.com/virginia-health-insurance/cities-regions/virginia-beach-health-insurance/

Chesapeake Health Insurance | Chesapeake Health Insurance Quote | Virginia Health Insurance Quotes

The Chesapeake health insurance market caters to just over 200,000 residents and East Coast Health Insurance offers 5 main health insurance companies in Chesapeake.

The best way to shop health insurance in Chesapeake is to run your own Chesapeake health insurance quote which is based on your age, family size, and zip code. But to make your life easier I ran a sample quote for some different age groups and will discuss the results here.

From: http://echealthinsurance.com/virginia-health-insurance/cities-regions/chesapeake-health-insurance/

El Paso Health Insurance | El Paso Health Insurance Quote | Texas Health Insurance

In El Paso there are 6 main health insurance companies offering reputable and affordable (depending on your perspective I suppose) health insurance. Health insurance premiums are fixed and no agent can offer discounts or different premiums, but East Coast Health Insurance only offers health insurance plans that we ourselves have had or would have.

In El Paso we offer Aetna, AARP, Blue Cross Blue Shield of Texas, Cigna, Humana One, and United Health Care. We don’t offer Celtic or Freedom both of which have a high amount of insurance department complaints and other factors.

From: http://echealthinsurance.com/texas-health-insurance/texas-health-insurance-by-city/el-paso-health-insurance/

Arlington Health Insurance | Arlington Health Insurance Quote | Texas Health Insurance

Arlington Health Insurance Quotes

East Coast Health Insurance offers several health insurance companies in Arlington to see which is the most affordable plan for you and/or your family, run your own Arlington health insurance quote now, or keep reading to see our recommendations and sample quotes.

Currently in Texas, we are offering Aetna, AARP, Blue Cross Blue Shield of Texas, Cigna, Humana One, and United Health Care (United Health One is the name of their individual plans).

From: http://echealthinsurance.com/texas-health-insurance/texas-health-insurance-by-city/arlington-health-insurance/

Detroit Health Insurance | Detroit Health Insurance Quote | Michigan Health Insurance

Detroit health insurance is dominated by five main companies including Aetna, Blue Cross Blue Shield of Michigan, Humana One, United Health Care, and a new plan called Solo.

For an instant Detroit health insurance quote please click on the button above to see which plan(s) fit your budget.

From: http://echealthinsurance.com/michigan-health-insurance/cities-regions/detroit-health-insurance/

Cigna | Cigna Individual Insurance | Cigna Health Insurance Quotes

Cigna individual health insurance plans offer incredible benefits and extraordinary pricing. Our individual health insurance products are among the most affordable across many demographics in many states.

If you are shopping for a health plan for your family, start off by getting a Cigna health insurance quote.

From: http://cignahealthquote.com/

Mizner Park Update | Apartment Complexes To Avoid

Today, while still living here and counting down the days, I am amazed by the growing smell of urine in the hallways. This is actually like living in a crack house. I am determined to get this entire management team fired regardless of whether I live here or not and you can support me by commenting on this blog and writing articles on apartments that you dislike.

After my car got keyed last year and I had my first run in with this new leasing office team I have never felt such hatred for anyone in my life. Having lived here for so long and watched the demise of this one great, and fun building can only be compared to watching a friend get ill. If you could stop the illness you would, hence this site. Mizner Park is owned by ING who if you should happen to read this, I will be happy to take this site down if this situation is remedied here.


From: http://apartmentstoavoid.com/update-on-mizner-park-dump/

Houston Health Insurance | Houston Health Insurance Quote | Texas Health Insurance

East Coast Health Insurance offers seven health insurance companies in the Houston health insurance market including Aetna, AARP, HealthNet or MHealth Insurance, Cigna, Blue Cross Blue Shield of Texas, Humana One, and United Health Care (Golden Rule or United Health One).

For a quick Houston health insurance quote click on the picture above to see which plans offer the most coverage for the least amount of money. Or call us at 888 803 5917 for assistance.

From: http://echealthinsurance.com/texas-health-insurance/texas-health-insurance-by-city/houston-health-insurance/

Dallas Health Insurance | Dallas Health Insurance Quote | Texas Health Insurance

East Coast Health Insurance offers 5 great Dallas health insurance companies to choose from for you and your families individual health insurance needs. To see all the plan choices, get your own Dallas health insurance quote now!

From: http://echealthinsurance.com/texas-health-insurance/texas-health-insurance-by-city/dallas-health-insurance/

Americans Want Health Reform | Health Insurance News, Views, and Reviews

Americans Want Health Reform, and I want a nap. But there is just not enough time budgeted for during my hectic day. Heck, in Japan they have observed that worker effeciency is increased dramatically with just a quick nap after lunch.

With the big health reform summit scheduled for tomorrow, the only thing that both companies, I mean political parties can agree on is that the health reform summit will be like trying to feed a dead bulemic. There will be no results. This will means for the Democrats another enormous political defeat and for Republicans another chance to ruin our economy by giving tax breaks to the wealthy.

From: http://echealthinsurance.com/blog/americans-want-health-reform/

Humana One Michigan Health Insurance Plans | Michigan Health Insurance

Humana One offers 3 main plan types in Michigan including the Portrait, Autograph, and Monogram plans. The Portrait plan is the best of the 3 plans from Humana and offers office visit copays and prescription copays before the deductible and comes either as a $1,000 or $2,500 deductible.

From: http://echealthinsurance.com/michigan-health-insurance/humana-one-michigan/

Insurance Claims Adjuster in Florida

Arriving to a settlement for an insurance claim can be a journey comparable to Homer "The Odyssey". The process can have many layers and can take anywhere from a few weeks to a couple of months. The important thing is that you will get to "Ithaca" and when you do, the journey will surely prove to be worth it. This is why the representation of a Public Adjuster in Florida is crucial to any claim.

From: http://www.vortexpa.com/insurance-claims-adjuster-in-florida-001.html

Blue Cross Blue Shield of Illinois | Illinois Health Insurance

With more than 7 million members in Illinois, Blue Cross and Blue Shield of Illinois (BCBSIL), is the largest health insurer in Illinois. Started in 1936, BCBSIL is committed to promoting the health and wellness of its members and its communities through accessible, cost-effective, quality health care.

Blue Cross and Blue Shield of Illinois offers multiple products in Illinois all of which can be purchased through East Coast Health Insurance including group and individual health insurance coverage, managed care products, Medicare supplement coverage, and prescription drug coverage.

From: http://echealthinsurance.com/illinois-health-insurance/carriers/blue-cross-blue-shield-of-illinois/

Aurora Health Insurance Quotes | Aurora, Illinois Health Insurance Quote | Illinois Health Insurance

East Coast Health Insurance offers great plans in the Aurora health insurance market from Blue Cross Blue Shield of Illinois, Humana One, United Health One, and Aetna. By far Blue Cross Blue Shield of Illinois offers the most value for your health insurance dollar, but to be sure we encourage you to run your own Aurora health insurance quote now.

From: http://echealthinsurance.com/illinois-health-insurance/cities/aurora-health-insurance/

Idaho Health Insurance Quotes | Idaho Individual Health Insurance

Idaho health insurance plans from East Coast Health Insurance include only two main health insurance companies. Blue Cross Blue Shield of Idaho and PacificSource Health Plans. Both plans are very well priced and would be sufficient.

We offer instant and affordable Idaho health insurance quotes right here on this site, where you can even apply online for a plan if you find one that you like.

From: http://echealthinsurance.com/states/idaho-health-insurance/

United Health Care Frequently Asked Questions

Page 5 UNITED HEALTHCARE Quote:

DEDUCTIBLE 250/500 maximum - this applies per year for each person under cover?

The first deductible on the left, $250 in this case, pertains to the deductible applicable to an individual in network; the deductible on the right, $500, applies to the individual out of network. Below that you will find $750 / $1500 which means the same thing but for family’s instead.

OUT OF POCKET 2500/5000 – can you please provide a detail definition of what this means.

Once the individual pays their deductible, they are then subject to 10% coinsurance (your percentage of responsibility for applicable services rendered) and United Healthcare would cover the other 90% in network. However, you pay 10% to a maximum of $2250 in network which on top of the $250 deductible makes your total out of pocket maximum $2500 for and individual in network. Out of network, $5000 is an individual’s maximum out of pocket which would mean one would be subject to 50% coinsurance to a maximum of $4500 after the $500 out of network deductible.

From: http://echealthinsurance.com/companies/united-health-one-health-quote/united-health-one-faq/

Atlanta Health Insurance Quotes | Atlanta Health Insurance Quote | Georgia Health Insurance Quotes

Atlanta health insurance from East Coast Health Insurance is primarily dominated by Blue Cross Blue Shield (they have about 120 plans themselves) and my favorite (in an underdog sort of way) Kaiser Permanente.

From: http://echealthinsurance.com/Georgia/georgia-health-insurance-by-city/atlanta-health-insurance-quotes/

Georgia Blue Cross Blue Shield Health Insurance Quotes

Don’t have health benefits? You’ve come to the right place!
Whether you’re self-employed, retiring early, a recent graduate or working without health coverage, one of our Individual and Family health plans could be just what the doctor ordered.
Individual and Family Plan Information
SmartSense PPO
These are our most affordable plans offering basic coverage. A choice of six plans with six different deductibles lets you choose your level of savings. And no matter which plan you choose, each member will have coverage for their first three in-network doctor visits each year — before you have to meet your plan’s deductible. You’ll also have coverage for generic drugs – with optional coverage available for brand name and specialty drugs.

From: http://georgiabluecrossquote.com/

Aetna Health Insurance Quotes | AARP | Aetna Individual Health Insurance Quote

Are you struggling to find good health insurance coverage for you and your family? Running your own business or working for a company that doesn’t offer health insurance?

Perhaps you’ve been laid off. Believe it or not, you may have more options available to you than just COBRA.

Whether you are a recent graduate, or early retiree — or perhaps you are just new to buying insurance on your own — we can help. Aetna Advantage Plans for individuals, families and the self-employed are designed to make it easy for you to find and choose the coverage that’s right for you and your family.

From: http://myaetnaquotes.com/

New Health Insurance CRM created by Agents for Agents | Health Insurance CRM & Customer Relationship Manager

Today is an exciting day in the health insurance world. Imagine throwing away all your pens and those stacks of leads sitting on your desk. We have created a CRM already set up to help manage the day to day tasks of health insurance to stay organized and keep accurate reporting of your book of business.

We have integration with quote engines and lead providers. We can import your current business into the CRM and old leads. Keeping track of your clients and prospects is crucial whether you are just getting started or if you have been in business for 20 years.

From: http://healthinsurancecrm.com/new-health-insurance-crm-created-by-agents-for-agents/

Cobra Extension Update Part Deux | Health Insurance Advisor

From the Department of Labor’s website, the following Cobra news was released today, Congress has extended the COBRA extension and Premium Assistance bill for another two months until the end of February.

http://www.dol.gov/ebsa/newsroom/2009/ebsa122109.html

From: http://echealthinsurance.com/health-insurance-advisor/bigger-cobra-update/

Philadelphia Health Insurance | Philadelphia Health Insurance Quote | Pennsylvania Health Insurance Quotes

Philadelphia is one of the larger health insurance markets in the country, and as such East Coast Health Insurance was careful to review all the different health insurance plans available in the city and get licensed with all reputable Philadelphia health insurance companies.

In other words if it is a good company, you can find it in our Philadelphia health insurance quote database and even apply for it online all by yourself without fear of getting contacted by a half a dozen health insurance brokers. So get a Philadelphia health insurance quote now!

From: http://echealthinsurance.com/pennsylvania-health-insurance/cities/philadelphia-health-insurance/

Florida Public Adjusters | Florida Insurance Claims Adjusters

The success of Vortex Consulting Group, Inc. is best told by the customers we have served since our inception. Our reputation is built on the confidence of our clients and our proven experience. Vortex Consulting Group, Inc. acts and negotiates on behalf of both homeowners and business owner accounts who have experienced catastrophic losses due to hurricanes, water damages, fire, floods and other perils.

We, at Vortex Consulting Group, strive to give our customers premium representation and support the policyholder's interest once a loss is sustained. We care about our clients recovery and are cognizant that few events in life can match the intensity and financial consequences that serious property loss can represent. Our team of Consultants are dedicated to producing the best settlements for our clients, as expeditiously as possible. Diligence, Impeccable Service, Knowledge and Dedication are the cornerstone of our organization's promise to our customers.

From: http://vortexpa.com/

Pennsylvania Health Insurance By City | Pennsylvania Health Insurance Quotes

In Pennsylvania there are only four major cities that I have to write about in our major cities and regions section on Pennsylvania health insurance. Because besides the four main Pennsylvania cities every other city has less than 100,000 residents. Though in Amish County, those are some hard working residents. I make that reference as we just “vacationed” there with my family.

From: http://echealthinsurance.com/pennsylvania-health-insurance/cities/

Health Insurance CRM for Health Insurance Brokers | Health Insurance CRM & Customer Relationship Manager

For all health insurance brokers struggling to manage their lead flow, East Coast Health Insurance is proud to now offer a complete Health Insurance CRM that has been customized to work with Norvax’s Broker Office and Lead Vendors.

From: http://healthinsurancecrm.com/

United Health One Individual Quotes | PacifiCare |Golden Rule | United Health Care

If you are looking for Individual Health Insurance Quotes from United Health One then you came to the right place. Offering some of the most affordable health insurance plans in the country for individuals and families, as well as the most comprehensive, United Health Care’s individual PPO product is as competitive as it gets.

From: http://unitedhealthonequotes.com/

Idaho Health Insurance Quotes | Idaho Individual Health Insurance

Idaho health insurance plans from East Coast Health Insurance include only two main health insurance companies. Blue Cross Blue Shield of Idaho and PacificSource Health Plans. Both plans are very well priced and would be sufficient.

We offer instant and affordable Idaho health insurance quotes right here on this site, where you can even apply online for a plan if you find one that you like.

From: http://echealthinsurance.com/states/idaho-health-insurance/

Humana One Colorado Individual Health Plans | Colorado Health Insurance

Humana One offers quite a few plan choices in Colorado and the highlight is the Portrait plan which is the most popular plan and simplest to understand. The other plans include the Autograph plan which has some HSA (Health Savings Account) plan options and some higher deductible options which do not include office visit or prescription coverage before the deductible.

They also offer a Monogram plan which is a catastrophic health insurance plan, which has a $7,500 deductible and is for those that need a bare bones medical plan with a very inexpensive premium.

From: http://echealthinsurance.com/colorado-health-insurance/companies/humana-one-colorado/

Kaiser Permanente HMO Colorado Health Insurance Plans | Colorado Health Insurance

Kaiser Permanente offers some of the most comprehensive Colorado health insurance plans. To be sure, they are not always the most affordable, but if compared on a basis of benefit vs. premium dollar they will come out near the top each time.

As a non profit health insurer, their plans have a distinct advantage over the competition from nearly every perspective.

From: http://echealthinsurance.com/colorado-health-insurance/companies/kaiser-permanente-colorado/

Aurora Health Insurance Quotes | Colorado Health Insurance

The Aurora health insurance market is not as competitive as say the Denver medical insurance market is, but there is still plenty of good choices including Blue Cross Blue Shield of Colorado, Humana One, Aetna, and United Health Care.

As a veteran health insurance broker, I like to put myself into a particular market and run a health insurance quote on myself to see which plan I would choose in that particular area, so without further adieu, my own Aurora health insurance quote is listed below, where I picked out a $2,500 deductible plan from each company with 80/20 coverage after the deductible so see which plan I would choose.

From: http://echealthinsurance.com/colorado-health-insurance/cities-regions/aurora-health-insurance/

Colorado Springs Health Insurance Quotes | Colorado Health Insurance

Colorado Springs offers a terrific choice for individual health insurance shoppers. There is no shortage of options when shopping Colorado health insurance quotes. East Coast Health Insurance carries all reputable Colorado health insurance companies including Aetna, Blue Cross, Cigna, Humana, and United Health One.

Due to their lenient underwriting Aetna had quite a large increase in premiums a few years ago, but in Colorado Springs their plans offer not only the best value but also the best coverage.

From: http://echealthinsurance.com/colorado-health-insurance/cities-regions/colorado-springs-health-insurance/

Denver Health Insurance Quote | Colorado Health Insurance

East Coast Health Insurance offers a complete online Denver health insurance quote for you and your family. By clicking on our quote button above you will be able to see instant Colorado health insurance quotes from every major, reputable company that is approved by East Coast Health Insurance.
Denver Health Insurance Companies

In Denver which boasts a population of nearly 600,000, there are 6 main health insurance companies including affordable health insurance plans from Aetna, Blue Cross Blue Shield of Colorado, Cigna, Humana One, Kaiser Permanente, and United Health One.

From: http://echealthinsurance.com/colorado-health-insurance/cities-regions/denver-health-insurance/

How To Lose Weight Fast

How to Lose Weight Fast

Dear Visitor,

Do you want to know how to lose weight fast? You came to the right place because I have big news for you! Just let me introduce myself quickly: I am Chrysten – A big Welcome to you!

If you're like most of us, chances are you have trouble keeping the weight off … or maybe you gained weight for whatever reasons and you are now looking for a Quick Way to Lose this Weight and to get into shape?

From: http://www.losethatweightfast.com/

Birmingham Health Insurance Quote | Alabama Health Insurance

Boasting a population of a quarter of a million residents Birmingham, Alabama offers four great choices for your health insurance plan, and five if you are over 55. We are going to briefly discuss the choices here. Aetna, AARP, Blue Cross Blue Shield of Alabama, Humana One, and United Health One are the only five companies that you should consider for your health insurance company. Of course your broker should be East Coast Health Insurance so please call us at 888 803 5917 for a quick overview of the plans available to you in this great city. Or if you are a self-starter, go ahead and click on the quote button above and compare and even apply for an Alabama health insurance plan from the privacy of your easy chair.

From: http://echealthinsurance.com/alabama-health-insurance/cities/birmingham-health-insurance-quote/

Health Reform Galaxy Blog: Pushing ahead with malpractice reform - with or without Congress

Philip K. Howard, founder and chairman of Common Good, writes about establishing special health courts as a way to reform the medical liability system.



Health care reform gives the sense of a ship tossed about in stormy seas, with political decisions to steer here or there in reaction to the uncertain winds of public opinion and a gale of special interests. The fact of a partisan mutiny makes the destination very uncertain. Will reform capsize altogether, will it wash us onto the shoals of unaffordability, or will it lead us towards a new social contract?



The area in which I’ve been most involved is trying to improve our system of medical justice. The basic goal is to create a reliable system of justice that will provide the transparency and openness needed to improve patient safety, the trust in justice needed to reduce defensive medicine, and a reduction in adversarial process needed for quick and fair compensation for injured patients.



It’s hard to find anyone in health care who doesn’t support some version of this change—patient safety experts, consumer groups, providers, as well as editorial boards and the public at large, all overwhelmingly support trying to create a reliable foundation of justice. (See here, here, and here.)



From: http://rwjfblogs.typepad.com/healthreform/2009/12/health-courts-htk.html

Health Insurance Clauses, Limitations, and Exclusions Broken Down

Ok so I wanted to write a page about the exclusions and limitations in a health insurance policy. So in a totally new, never before done article I wanted to illustrate some of these exclusions and discuss them line by line. I chose Cigna because it was the first one that I picked randomly, and I am certainly not picking on Cigna as everyone else’s plans are virtually identical, and literally filled with the same exclusions and limitations. It is more an attack on the health insurance industry and I am not vindictive at all towards Cigna.

In any event lets look at some of these plan exclusions and discuss them. Feel free to email us and give us some suggestions and share your experiences with these individual or even group health insurance exclusions.

Individual and Family Plans EXCLUSIONS AND LIMITATIONS Conditions which are pre-existing as defined in the Definitions section.—This is pretty obvious, if you have an existing condition, the health insurance companies simply won’t cover it for as long as they can get away with it, and if it is a chronic condition you will most likely be declined for coverage all together. Most states only allow for a one year preexisting condition. But in many cases and states the health insurance companies will end up excluding the condition entirely which is called ridering a condition. I find this entire situation gross and unfair toward a segment of the population that needs assistance the most.

From: http://echealthinsurance.com/health101/claims/health-insurance-brochure-dissected/

Insurance Jobs.com - The Insurance Employment Network

Company Overview Update
East Coast Health Insurance http://echealthinsurance.com is the leading online health insurance brokerage offering nationwide health insurance plans and quotes online. Shop online from home from hundreds of top rated health insurance plans.
Health Insurance Quotes

From: http://jobs.insurancejobs.com/r/company/profile/index.cfm?site_id=643

Diary of a Health Insurance Agent in Training

Since no one is probably reading this yet, I figure I am going to direct these entries to a new agent like myself. I decided to hop on the phones today. I can prepare myself as much as I can with carrier and plan knowledge, but without knowing a person’s needs I have no idea

From: http://echealthinsurance.com/diary/

Why Obama Is (Finally) Taking on Wall Street

Its never too late to fix this mess, and populism is a good term for this particular desire of America to see the bankers get their due. It still however is bewildering that over a year has gone by and no real attempt at legislation has hit anyone's desk. Is this not corruption? But what is more angering about this corruption is that it is so blatant, that no one seems to care about it. I hope now that this issue will not turn out like the health reform debacle, which can be seen here http://echealthinsurance.com/blog/
Read the Article at HuffingtonPost

Day 2 | Diary of a Health Insurance Agent in Training

After walking into the online store of www.echealthinsurance.com and finding the people that run this place, I am glad to see the people that work here actually care about the consumers and are helping the uninformed to find the best possible solution (insurance) to their problems. I was a little overwhelmed as I walked into a place that seemed to be growing out of their office. Literally, people are fighting for desks if someone is out sick, but everyone seemed to be a happy family.

My first day, I got to sit in on a face-to-face sales call and watch someone save over $300 a month and receive a better policy! I just tried to sit back and watch, but my natural sales mentality made me jump in and start asking questions about the lady’s policy and why she wanted to change. Basically, she was paying too much, and wanted to see if there were better options out there. Of course, there were and Caroline ended selling the policy, but it did not really seem like she was selling her at all. That is what is great about what I witnessed. Being able to listen to a knowledgeable health insurance agent find out why someone is looking for new coverage, and just giving the consumer all the options she has is like going to a 5 star restaurant with a menu in a different language. You know everything on the menu is going to be great, but you have no idea what is going on until the waiter starts explaining the menu for you. Each product has its ups and downs, you may pay more for the 10 course meal, but at least you finally get an understanding of what you are about to receive.

I say this for the fact that even after getting licensed I have no idea how to sell health insurance, let alone buy it. So after asking 100 plus questions today, I came to the realization that I need to do my homework. The great peice of information and the reason I chose to work here versus a call center is that the agents I am working around aren’t pushing the fish that is going bad because they need to make money off of it (sorry for the bad analogies, I am new to blogging and was also in the restaurant industry for quite sometime), but because they want their potential clients to receive the best policy no matter which carrier pays the most or least. Well that’s it for my first real day… I already feel like I have cameras on me and I am fist pumping at the Jersey Shore…

From: http://echealthinsurance.com/diary/day-2

Day 3- a glance into the world of selling | Diary of a Health Insurance Agent in Training

Since no one is probably reading this yet, I figure I am going to direct these entries to a new agent like myself. I decided to hop on the phones today. I can prepare myself as much as I can with carrier and plan knowledge, but without knowing a person’s needs I have no idea what is going to be on the test to study for. Basically, I use my sound sales skilled learned in the past and use them in every call.

Step 1: Start off with a blank slate. Do not just send quotes. If they are going to buy health insurance from seeing quotes, then they would have already. I want to speak to the person seeking information on insurance and find the right plan based on their needs. Even if I do not know all the answers, I want to let them know I am going spend the time to find out those answers. If it matters to them, it matters to me.

From: http://echealthinsurance.com/diary/day-3-a-glance-into-the-world-of-selling

East Coast Health Insurance Is Awesome!

The website echealthinsurance.com ranks 119,629 of the 1,982,211 websites that have been ranked so far.

A website grade of 94/100 for echealthinsurance.com means that means that of the millions of websites that have previously been evaluated, our algorithm has calculated that this site scores higher than 94% of them in terms of its marketing effectiveness. The algorithm uses a proprietary blend of over 50 different variables, including search engine data , website structure, approximate traffic, site performance, and others.

visit us now for a quick health insurance at http://echealthinsurance.com/

From: http://websitegrader.com/site/echealthinsurance.com

My Page - The Aleuminati-the not so secret society of better beer drinkers

Beer Drinking Enthusiast Jeremy Ehrenthal welcomes you to his Aleuminate page!
As a Florida health insurance broker and general lover of beer and more importantly secret societies (I challenge you Yale Skulls and Crossbones panzies) I am very pleased to have been accepted by the good people here at this beer drinkers hall of fame for the pleasingly sufferable.

From: http://www.aleuminati.com/profile/JEREMYEHRENTHAL

Stupid Frogs

Definition of a Stupid Frog:

It is common knowledge that a frog will not allow itself to be boiled intentionally. If you throw a frog into a pot of boiling water, it will jump out. On the other hand, if you throw a frog into a pot of cold water, then slowly turn up the heat, it will boil and die! A stupid frog is one that allows itself to slowly boil or in the case of Americans losing their freedoms, slowly become a subject of the ever increasing power of the government.

A democracy cannot exist as a permanent form of government. It can only exist until the voters discover that they can vote themselves largesse from the public treasury. From that moment on, the majority always votes for the candidates promising the most benefits from the public treasury with the result that a democracy always collapses over loose fiscal policy, always followed by a dictatorship. The average age of the world's greatest civilizations has been 200 years.

Great nations rise and fall. The people go from bondage to spiritual truth, to great courage, from courage to liberty, from liberty to abundance, from abundance to selfishness, from selfishness to complacency, from complacency to apathy, from apathy to dependence, from dependence back again to bondage.

From: http://stupidfrogs.com/

Oxford Health Insurance NJ

Owned by United Health Care, Oxford Health Plans, provides outstanding health insurance coverage to employees and individuals in New York, New Jersey, ...

From: http://topics.at.com/Oxford_Health_Insurance_NJ

Aetna Underwriting Guidelines 2010

This guide is designed to assist you in the process of submitting Applications for Aetna Advantage Plans for Individuals and Families. It will provide information to help you and your clients to complete the Application thoroughly and correctly and thereby expedite the processing time in the Underwriting Department.Review the Application for completeness and accuracy, and ensure that any necessary documents are attached prior to submitting it for final Underwriting.The Medical Underwriting Risk Criteria section of this guide provides a summary of health conditions commonly encountered in the underwriting process.

From: http://echealthinsurance.com/companies/aetna/aetna-underwriting-guidelines/

Water Removal Services and Mold Removal | Florida Water Extraction and Water Removal

Whether we are dealing with water damage, mold, fire, or a flood…..at any given day, such an unexpected disaster can turn one’s life upside down in a matter of seconds and prove to be very expensive when you do not have a plan in place.

You may be asking yourself….well, “what can I do to be ready? Who do I call? No……. Ghostbusters is not the answer. Actually, the answer is quite simple. The first step in resolving your damage is to call Florida Water Extraction Inc. the Boca Raton Water Removal Experts serving South Florida including Delray Beach, Coral Springs, and West Palm Beach. Our lines are available 24/7 and we cover the entire state of Florida! We excel in resolving the most common and most unpleasant of emergency calls: Water Damage; Mold; Flood, Fire. …..No Problem!

From: http://www.floridawaterextraction.com/handling-emergencies/

Jacksonville Duval County Health Insurance Quotes | Jacksonville Health Quotes | Florida Health Insurance

In Jacksonville, Florida there is the usual five companies including Aetna, Blue Cross Blue Shield, Cigna, Humana, and United Health One. By 2010 if the economy is still intact and health reform has not significantly changed the landscape you might expect to see more health insurance companies available in the Jacksonville and Duval County health insurance market. In South Florida home of East Coast Health Insurance there is in fact 8 respected health insurance companies and it is not unlikely that Coventry, Avmed, and Vista might release their plans state-wide.

Additionally Jacksonville, interestingly enough is home to Aetna and Blue Cross Blue Shield two of the states largest employers and it is not difficult to believe that these companies employ a significant percentage of Jacksonville residents and hopefully add value to the community.

But the truth is in the Jacksonville health insurance market that prices can vary significantly as you can see from the sample quote I ran for my wife and I. Remember that these rates are as of November 2009 and might change or have already changed. Of course no one has ever seen a health insurance price decrease so it is unlikely to see too much change in the model below, but on the other hand your age can play a significant role as can your gender in these rates. Using the arbitrary zip code of 32210 it is quite evident that the United Health One plan is priced the best and is certainly very attractive for Jacksonville residents that have a similar demographic representation.

From: http://echealthinsurance.com/florida-health-insurance/florida-health-insurance-by-region/jacksonville-duval-health-insurance/

Nevada Health Insurance | Nevada Health Insurance Quotes | Nevada Health Quotes

East Coast Health Insurance has moved into the Nevada health insurance market and we are betting that we are going to love it! All very bad jokes aside health insurance in Nevada is of course a little different then the normal Humana, United, and Blue Cross Blue Shield that we usually peddle. Of course Nevada offers those great companies as well, but they also have an interesting company called Sierra Health and Life and some great unique Coventry health insurance plans as well.

From: http://echealthinsurance.com/nevada-health-insurance/

Florida and Miami Water Extraction | | Florida Water Extraction and Water Removal

Florida Water Damage Inc. is the “ONE STOP” disaster and Florida water damage restoration team located in Boca Raton. State certified license general contractor, specialized in: Water Removal, Structural drying, Fire and smoke cleanup, mold remediation and reconstruction. Our business is giving people back their homes, getting them back in business and putting the disaster behind them as quickly as possible.

From: http://www.floridawaterextraction.com/

Avmed Health Insurance

AvMed Individual Health Just what you’re looking for.

At AvMed, we understand that no matter what life stage you’re in ­ opening a business, starting a family or sending kids off to college ­ you want the security of knowing you will always have access to the quality care you deserve. Even if you’re healthy today, an accident or medical emergency can drain your finances. Put your mind at ease with AvMed Individual Health. It’s the coverage you need at prices you can afford.

Starting Out Whether you are a recent graduate or just moved out on your own, AvMed has plans that provide you real coverage at an affordable price. Newlyweds AvMed has plans to fit the health care needs of both of you. Raising a Family AvMed has plans that offer peace of mind, freeing you to focus on raising a healthy and happy family.

From: http://www.floridaavmed.com/

Blue Cross Imagines Health Reform | Health Insurance News, Views, and Reviews

Blue Cross Blue Shield of Florida has come forward with their vision of health reform, and no you crazy kids it doesn’t involve corporate malfeasance or shooting everyone that doesn’t buy a Blue Cross policy, but it does involve of course increasing profits.

The following post is from an email we received outlining the Blue Cross Blue Shield vision of health reform in Florida and nationwide. If you have the attention span to sit through it, I applaud you.

From: http://echealthinsurance.com/blog/blue-cross-blue-shield-imagines-health-reform/

Aetna Underwriting Update for Individual Policies | Health Insurance News, Views, and Reviews

Due to the fact that we are more then just a source for the latest health reform updates, I wanted to break from the daily grind of writing about the Washington Health Insurance Reform Debate and instead write a quick post about Aetna’s new health insurance underwriting criteria for individual insurance as it pertains to doctor’s visits to complete undewriting.

For more on health insurance underwriting please visit our main health insurance section.

The following is from a broker update emailed to our office to help expedite the underwriting process. It pertains to the fact that Aetna requires some kind of health history when submitting an application. Specifically, Aetna requires that individuals that haven’t seen a doctor for a few years must then go and get a physical.

From: http://echealthinsurance.com/blog/aetna-underwriting-requirement-update/

Hawaii Health Insurance Plans | Individual Hawaii Health Insurance Quote

Hawaii Health Insurance

You lucky dogs in Hawaii (unless you are a small business owner I suppose)! You are the only state that requires employer to offer health insurance coverage to employees. Additionally, employers are required to pay half of the premium. The minimum hours worked per week to be eligible are only 20 hours per week.

From: http://echealthinsurance.com/states/hawaii-health-insurance/

Mississippi Health Insurance | Mississippi Individual Health Insurance Quote

The Mississippi Health Insurance market is fairly simple to tread through for shoppers due to the fact that there are not that many companies in the state of Mississippi to choose from. Currently, there are only four East Coast Health Insurance approved companies in the entire state. If your current health insurance company is not listed here, you should certainly begin comparing other companies right now as we have done impeccable research and our findings conclude that unless you have either Aetna, Blue Cross Blue Shield of Mississippi, United Health One, or Humana chances are you are either overpaying or risking your health by going with an untrusted name.

From: http://echealthinsurance.com/states/mississippi-health-insurance/

Florida Maternity Options - Florida Health Insurance Option | Florida Health Insurance

Individual health insurance policies in the Florida health insurance market do not automatically include maternity benefits, but rather only cover any complications due to pregnancy. In order to receive any coverage for routine maternity benefits you would need to enroll in a medical plan that offered maternity coverage as an optional benefit since Aetna does not offer maternity benefits.

From: http://echealthinsurance.com/florida-health-insurance/health101/articles/maternity/maternity-case-in-depth-look/

Health Reform Legislation Being Threatened | Health Insurance News, Views, and Reviews

The Republican Attorney Generals are threatening to make the health reform bill more difficult, though many in Washington are unsure of how that could even be possible at this point. According to the Associated Press, the Republican Attorney General’s from various states, are in a huff due to the extortion carried out by Nebraska’s Senator Nelson. At least 13 states are insisting that Congressional Leaders remove the unfair Medicaid referendum being promised to Nebraska in return for their support of the Senate Health Reform Bill.

The letter of distraught starts out with, “we believe this provision is constitutionally flawed,” which was written last Wednesday (I was busy working on our health insurance site so I apologize for the tardiness of this post).

From: http://echealthinsurance.com/blog/barking-dog/

Health Insurance Quotes | Health Insurance | Affordable Health Insurance

Call 1-888-803-5917 for Live Assistance Now!

East Coast Health Insurance is the premier national health insurance brokerage offering great service and individual attention. You can receive instant, affordable health insurance quotes from all major health insurance companies right on this website.

We are the most trusted name in online health insurance quotes, and we only sell the plans that we would have on ourselves. We are standing by at 888 803 5917 for all your questions about health insurance. Even if East Coast Health Insurance didn’t sell you the policy or you have a question that isn’t related to buying a new health insurance policy we will answer at it and help you as much we can for no charge.

From: http://echealthinsurance.com/